Legal Guide Legal Guide Copyright by en Wed, 26 Apr 2017 13:29:41 -0400 McQuarrie Hunter - Auto Injuries and the ICBC An injury as a result of a car accident can be devastating, and even when the injury is not life-changing in terms of creating a permanent impairment or producing chronic pain, the ongoing psychological injuries can be very difficult to manage moving forward. In British Columbia, accident victims can receive compensation for their injuries through the Insurance Corporation of British Columbia (ICBC). However, it may be the case that the compensation offered by the ICBC is not adequate or must be challenged through legal means. For that reason, if you are injured in a car accident in BC, be sure to immediately contact the expert team at to be sure that your rights to compensation are protected.

What is the ICBC?

The ICBC is a provincial auto insurance scheme that is required to support accident claims regardless of the fault of the victim. This means that even if you were at fault in causing the accident, you are still entitled to compensation for medical expenses and rehabilitation costs. If you were not at fault, you will also receive medical compensation and potentially a settlement from the other driver.

What sorts of benefits am I entitled to?

If you are injured in a car accident caused by another driver, you may be entitled to settlement payments that include things like medical expenses beyond the basic accident coverage, lost wages, and also an amount for pain and suffering. If you are the victim of a hit and run accident, you may be eligible for up to $200,000.

Why do I need a lawyer?

Because the ICBC is a no-fault system, you will receive compensation for injuries whether you caused the accident or it was caused by someone else. However, certain forms of compensation, for example amounts for pain and suffering and lost wages, are only available if you were injured in an accident caused by another person. For this reason, you may need legal assistance to help determine the liability of the other person – especially if the other person is disputing their responsibility, it will become necessary to investigate the circumstances of the accident and make the demonstration of fault on the part of the other driver.

A lawyer’s assistance may also be required to accurately determine the impact that the injuries may have on your ability to earn income immediately after the accident and moving forward. This is not necessarily straight-forward. Similarly, your lawyer can advocate for you in setting compensation appropriate to the level of pain and suffering that you have endured and may continue to endure as a result of the accident. A lawyer can work with medical professionals and other experts to secure a fair settlement from ICBC.

For these reasons, even though the ICBC will provide compensation to all accident victims, your ability to obtain additional compensation for the injuries suffered in accidents caused by other people – perhaps through negligence, driving under the influence, or reckless behavior – cannot be taken for granted. Be sure to contact a lawyer as soon as possible after an injury so that your rights can be fully protected.

Guide Editor Fri, 24 Mar 2017 23:12:19 -0400
Three Ways Technology Is Being Used to Streamline Legal and Claim Proceedings Cell phones and mobile device technology. While it can be easy to dismiss these as gadgets used solely for posting pictures online to share with all of your friends and looking for discounts on the Groupon Coupons page for Children's Place, technologies such as these are playing a huge part in how legal proceedings occur.

The perfect example is a car accident where both drivers are adamant that they were not the party at fault. These types of claims can often bog down the court system as multiple parties continue to argue their innocence.

Traditionally, this came down to a police officer attending the site and providing their decision. However, technology now allows for a much more thorough decision with these three technologies.


Firstly, many insurance companies provide mobile apps which allow drivers to lodge claims using the cell phone. However, these apps also include the ability to not only take photos to attach to the claim, but also includes instructions and examples of the types of pictures to take to allow a thorough assessment.

This can be a difficult position for insurance companies in the event that they deny a claim. If the reason used relates to pictures taken using the claim service, it can easy for the driver to claim bias as they would have taken photos as directed.


Secondly are dashcams. You usually see the video footage online when somebody is broadcasting a crime. However, the inclusion of such objects in modern cars and easily upgrades older models means an additional piece of evidence. Dashcams have provided closure for countless amounts of legal cases involving car accidents as they provide unbiased coverage of the event.

Onboard Diagnostics

Most electric cars include onboard computers to operate assisted driving features. These computers are also recording every single engine and driver detail in real time and storing this information. In the event of an accident, this information can be exported from a vehicle’s onboard computer and used to provide evidence of a vehicle's exact placement on the road along with the steps the driver took during the accident.

While it can seem insignificant, used separate or combined, these three technologies are having a tremendous impact on legal proceedings, including instances of insurance fraud. If you are studying law or are looking for alternative methods to seek evidence, consider the technological items present at the scene and use them to your advantage.

Guide Editor Sat, 25 Feb 2017 01:15:49 -0500
Top 5 Responsibilities of a Personal Injury Attorney

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Going through a personal injury situation is always a hard time for individuals and their families. Whether you were injured at work, in a car accident or involved in some other type of incident that resulted in the injury, you may be owed compensation. And if you live in the Illinois area, you may want to consult with a Rockford personal injury attorney as soon as possible. They can really guide you in the right direction when it comes to negotiating settlements or going to court to seek compensation. But what does a personal injury attorney do? We can take a look.

  1. Follow the Client’s Wishes

A personal injury attorney is an extension of their client. An attorney is not permitted to put their own desires or feelings into a case – they are only meant to act in the way their client deems acceptable. It is why so many attorneys are passed over by clients, because they do not act in a manner approved by the client.

  1. Negotiate with the Other Party

As is the case with most personal injury cases, there are negotiations to determine whether one party is going to provide compensation to the other. And it is up to the personal injury attorney to make sure they are properly handling the negotiations for their client. And they must talk with their client about the financial amounts that would be deemed acceptable during a negotiation, or what amounts are too low to consider. By properly discussing the matter with the client, and preparing ahead of a negotiation, a good attorney can get the job done during those meetings.

  1. Fight in Court, If Necessary

Unfortunately, not all cases are easily resolved during the negotiation part of the process. Some clients want as much money as they can get, or the other party is not willing to budge on their extremely low settlement valuation because they believe their case is rock solid. In these situations, it is time to go to court, where both parties will present their arguments and a judge will make a final determination on how the matter is closed. Your attorney must prepare arguments for the trial and ensure that you are prepared for questioning and cross-examinations, if you choose to go on the stand to talk about your side of the incident that caused the personal injury.

  1. Get the Full Story

Even before any of the negotiations or the court case can begin, a personal injury attorney must calmly talk with their client about what happened. They must spend some time getting a full picture of the incident, so they are able to successfully assist their client going forward.

  1. Figure Out Who to Sue

After hearing the full story and taking some time to go over the case facts, the personal injury attorney must make a determination about what party you are going to sue in court. The specific party you are suing will depend on your case and the circumstances surrounding how you got injured.

Guide Editor Sat, 25 Feb 2017 01:04:15 -0500
5 Signs That You Need to Fire Your Financial Advisor

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One of the toughest decisions that you have to make may revolve around your financial advisor. There comes a moment when you have to realize that the person who is giving you financial advice, or handling your finances, could be mismanaging your funds. If you believe that you have been subjected to some type of fraud by your financial advisor, you may want to consult with a Los Angeles Investment Fraud Lawyer or a lawyer in your area. They can really help with these matters. And here is a look at the five signs that you need to dump your current financial advisor.

  1. Ignoring Calls and Emails

The moment you feel as though your financial advisor is not getting back to you in the way they did before, you have to know that something is up. They are clearly dodging your calls and emails for a reason, and they may be up to something shady when it comes to your finances. Not only is a top financial advisor always there to talk with his or her clients, but if they are dodging your calls during moments of crisis, it is an even bigger red flag.

  1. Risk Tolerance Mismatch

There are different types of funds in the financial markets that are geared towards people with varying degrees of risk tolerance. If you have a financial advisor that is putting all of your money into hedge funds, or similarly risky funds, when you have a low risk tolerance, you have a problem brewing. Yes, he may make you some good money during one or two quarters, but you could also lose big if the investments do not pay off.

  1. Advisors Must Understand Your Goals

It is very important for two things to happen if you want to have success with a financial advisor. Not only must they have a firm understanding of what you want the account to achieve, but they must also have experience in handling those types of issues. For instance, if you need to save a certain amount of money within 10 years so you can pay for your kid’s college education, you need an advisor who understands the goal and has helped others achieve similar goals in the past.

  1. Is Your Advisor Registered?

It is very important to do some due diligence when it comes to the registration of your financial advisor. Are they properly registered with the SEC? Do they have all the necessary qualifications?

  1. Does Your Advisor Explain His or Her Actions?

The whole point of hiring a financial advisor is to ensure they do all the nitty gritty work so you can get to enjoy the returns. But it does not mean you should be clueless about what your advisor is doing with your money. If you ever try and ask your advisor questions about how they make you money, or what stocks, bonds and mutual funds they choose, and they are unable to give you a clear answer, it is a bad sign. They must always be clear with you about what is going on pertaining to your finances.

Guide Editor Tue, 21 Feb 2017 06:43:14 -0500
Getting Injured At Work, The Steps To Take From The Doctor To The Lawyer Encountering an injury in any situation can be inconvenient to say the least. Dealing with pain, mental or physical is a challenge that we cannot ignore. In the workplace, this challenge is amplified because we are not in the comfort of our own home, and the responsibility of the injury is not always clear. Steps can be taken to reduce this risk by having a safe, clean, and organized work environment. Even considering this, there is still a risk and appropriate steps must be taken to find the quickest path to recovery when an injury does occur.

Step 1:

The first step to take, and the most time sensitive is to take immediate first aid care. The injury must be evaluated and treated to prevent deterioration at soon as possible. Our health comes first and before attempting to establish blame or anything else we must first care for the injured party. At the same time or immediately after someone needs to contact an emergency respondent if that is needed. Ambulances are one option or departure independently or with a coworker to a medical service provider.

Step 2:

The site of injury should be secured and documented for claims purposes to see what caused the accident and prevent changes. If there is an immediate danger like chemical or slippery floors, this should be taken care of in an appropriate manner. Furthermore, this is important to prevent a secondary accident from another employee, or first aid respondent.

Step 3:

The next step is to complete the necessary paperwork, within the first 24 hours if possible. The accident should be reported to the authority. The more time that passes the more problems that arise from inaccurate memories or fraud.

Step 4:

Speak with your insurer or union to gain access to a work injury compensation lawyer. You can also search on your own and ask around to find someone with the best reputation. The lawyer is essential to determine which evidence is relevant that was previously collected. The necessary forms that must be completed, which medical treatment to further pursue and how to document everything should be under the direction of the lawyer.

Your local legal adviser can further help determine a plan to return to work after recovery has occurred. It is known that the longer an individual worker stays away from work, the more difficult it is to return to work. Skills decline, workplace changes, and general gaps in productivity contribute to a decrease in marketability making return to workplace difficult. A solid plan with clear goals and outcomes is important to help correct this. As this time passes the workplace should also correct the unsafe condition that led to the accident, and prevent a similar situation from occurring again.

Guide Editor Wed, 08 Feb 2017 06:45:36 -0500
Guide to Hiring Personal Injury Lawyer

You should get a personal injury lawyer to represent you at the court if you experience injuries caused by someone else. This allows you to get back the compensation you deserve to pay for the medical fees. You are qualified to hire a personal injury lawyer if you experience severe injuries, long term injuries, or injuries that cause permanent disability.

Many personal injury lawyers advertise to attract customers while others don’t advertise at all. The advertise only shows the good things that the attorney wants the prospective customers to know. You won’t know important details about the performance for example cases that he has win. It is wise to first check the attorney’s rating before hiring him. One way to check the attorney’s rating is to contact the local bar associations. Many bar associations will offer free referrals of the personal injury lawyers.

There are several online rating sites you can visit to find out the attorney ratings for example, Avvo ratings. Every personal injury lawyer has different area of specialization such as car accident, poisoning, and accidents at workplace. You must choose an attorney that specialize in the type of injury that you face. Besides checking the rating, you should take a look at the credential of the personal injury attorney. The attorney should graduate from a recognized law school apart from having good negotiating skills. If you ask friends for referrals, you must ask them about what they like or don’t like about the attorney they recommend.

The lawyer must not be lined up with clients to attend and be available to give full attention to your case. If the lawyer is lined up with a lot of clients, he may not be able to put in that much efforts. Hiring an experienced attorney that has a track record of winning cases is important. Attorneys that have just started out may charge a lower fee but there is a lower chance of hiring them. Some young attorneys also charge fairly cheap fees for the and they are also more willing to represent smaller cases.

It is important that you find a personal injury lawyer that is friendly and easy to get along since you are going to work with him for several months or years. This starts with carrying out an initial consultation with the attorney. Through the initial consultation, you will be able to evaluate your attorney carefully. The call should be answered immediately when you ring the law firm’s telephone number.

If the call is not immediately picked up, it may mean that the lawyer is busy or that he is not interested in handling your case. The lawyer must be polite when answering the call for the initial consultation. Usually, the initial consultation is free. You should avoid lawyers who charge administrative fees. In the face to face appointment, the lawyer must appear well groomed and the office must be organized. You should not be asked to wait for too long to be invited into the attorney’s room.

A good lawyer will be able to answer every question that you put forward promptly. In the initial consultation, the personal injury lawyer will advice you on how long your case will be settled. He will also advice you on whether the case must go to trial. Many personal injury lawyer work on contingency basis which means you don’t have to pay him any fee until the case is won.

Guide Editor Fri, 20 Jan 2017 21:38:11 -0500
How Will The Car Accident Attorney Actually Help You Out? Car accidents are truly unfortunate events that are very hard to deal with. You need to think about who will pay for all the damages that appeared and medical bills will only make everything a lot more complicated. In the event you were injured or are faced with property losses, it is vital you hire a Tampa auto accident lawyer. This is basically an expert that is going to do all that is necessary in order to help you recover money.

What most people do not know is that a car accident normally involves a long term process in order to deal with potential injuries and property damage. You are most likely going to have to receive some sort of compensation but insurance companies do not want you to get as much as is needed. Most of the lawyers simply work based on contingency basis. They will only make money if the claim is successful.

Things That Car Accident Attorneys Do For You

An attorney is going to initially review insurance policies in order to determine the coverage that is available. First party claims are made with insurance firms. Then, a communication line is set with other parties involved. A fair compensation is going to always be offered thanks to the work of the attorneys.

If you hire the professional, you gain access to so much knowledge about procedures and laws governing the situation you are faced with. Lawsuits will be filed on the behalf of the client and other party defences will be mitigated.

Car accident attorneys also talk with medical providers. This is important in order to assess all the injuries that appeared and the treatment costs. Such an assessment also includes how much money you are going to have to pay in future treatment costs.

The lawyers will organize absolutely all evidence that is relevant so that demand letters can be sent to insurance firms. In most cases people have no idea how to handle paperwork. Defense attorneys will do all that is needed to prepare a very good case. Only those that are really experienced will guarantee that the claim will be as high as possible.

When you do not work with a really good car accident attorney it is a certainty you will receive so much less than the amount you should. This is one thing that many do not actually know much about. What is really important is talking with someone that is experienced. These attorneys will help you be protected in front of the representatives of the insurance companies.

There are way too many cases in which people simply want to get rid of the problems they are faced with and will agree to the smaller insurance claim amounts that are offered at an initial phase of the process. Choose just the services of those that can really help you. Analyze success rates and never hire a car accident attorney you do not know too much about. That is definitely something vital for you.

Guide Editor Tue, 06 Dec 2016 08:45:58 -0500
Finding a Car Accident Attorney: What to Look For

Car accidents are a natural part of life in a busy country, and the United States is no exception to this matter. If you are living in the Utah area, you are probably going to experience a car accident at some point in your life. Even if you are a really careful driver, you may be the victim of someone else’s reckless driving. Sometimes we cannot predict what is going to happen on the road, especially in busy cities like Salt Lake City, but you can make sure you are prepared to deal with the aftermath of such incidents. When you experience a car wreck, what you will need to do is contact a top Salt Lake City car accident attorney for assistance.

Hiring a lawyer is important whether you are the person who caused the accident or not. If you are the person who is deemed to be responsible, you will need an attorney to make sure your rights and story is protected. The other party is going to come after you for money, whether it is through your pocket or your insurance company. You will also have the insurance company on your back, since you were the person at fault for the incident. However, an attorney can help you get a fair settlement with all the parties involved in the accident.

Even if you are not the person who caused the accident, you may need a lawyer. Some accidents are easy to handle after the incident, because the other party gives you their insurance documents and you are eventually compensated by their provider. But other cases are a little bit more complicated. Maybe the person does not have enough insurance to cover the damages you experienced. Maybe they were driving without insurance entirely. These things do happen, even in Utah! A lawyer will help you figure out who can get you the compensation you deserve, and how you are going to go about getting it.

When hiring an attorney to represent you in such situations, you need to find someone who has the necessary experience to get the job done. You need a lawyer who specializes in these cases, on both sides of the isle. For instance, you will want someone who has helped people who were at fault for the incident, and those who were not. When your attorney has this type of experience, they are fully aware of how these cases will play out on either side.

Speak with a few lawyers in your area, and make sure they are all highly rated. Read customer reviews about their service, and speak to them in person. Get a sense for whether they are going to prove helpful in your situation, or whether they are trying to push their own agenda. You want a lawyer who is fighting for you, not on some type of power trip. When you find the right attorney, they will be able to help you take your case against an insurance company or another individual forward.

Guide Editor Fri, 02 Dec 2016 09:56:05 -0500
Justice In The Medical World: How Healthcare Often Fails Us When we think of personal injury cases, rarely do we think of those who are supposed to help us get healthier. However, healthcare providers, from doctors to pharmaceutical companies, fail their duties with alarming regularity. If you’re worried that you’ve been injured by those who should be helping you recover from injury, you might be able to do something about it.

Image sourced by Pixabay


Over $3 billion was paid out in 2012 alone in medical malpractice payouts. The stats prove just how often it happens, but still there are thousands of people receiving substandard and harmful treatment without speaking up. If you’re concerned that you have been a victim of malpractice, the first thing to look at is your doctor’s or nurse’s standard of care. Not all negative consequences of a hospital visit count as the negligence required to prove an unacceptable standard of care. It’s a good idea to consult legal advisors to get a more experienced viewpoint on the matter.

Pharmaceutical defects

Many will recognize just how defective our current pharmaceutical system is. Besides skyrocketing prices and monopolizing, sometimes they even fail their most basic function. Putting a product that is safe to use on the market. There are recalls and violations in the production of medical drugs all the time. If you’ve suffered sideeffects or harmful effects that weren’t mentioned when you bought your medicine, you should look up any recalls or warnings. If you find your medication is dangerous, then you should get in touch with teams like Cogan and Power, PC.. You may be able to get the help you need in making sure those pharmaceutical companies are held accountable.

Defective devices

It’s not only pharmaceuticals that can cause unintended pain, either. There are all kinds of devices used to treat patients. From things as simple as crutches to expensive, invasive treatments like hip replacements. We rely a lot on the medical equipment we’re told will help us. However, defective medical equipment can cause accidents and even do internal damage. Sites like Drugwatch not only help identify dangerous pharmaceutical drugs but harmful medical devices as well. Again, the providers of these devices need to be held accountable.

Neglect and abuse

We should be even more careful when it comes to choosing who takes care of our loved ones. Whether it’s due to disability or age, a lot of us will need caregivers at some point. Yet, neglect and abuse in nursing homes is shockingly prevalent. The signs of neglect to someone who is unable to witness it are subtle. But you can identify it. It can be as simple as spotting failed duties. Unhygienic factors like untrimmed fingernails, for instance. Sudden loss of mobility or nutrition should also be taken very seriously. Contacting your local ombudsman program should be done as soon as you suspect neglect or abuse.

A lot of people have negative opinion of pursuing legal action after those who are supposed to provide care. But remember that we all rely on them. Without them being held to the right standards, millions of people in the future could be endangered. 

Guide Editor Thu, 01 Dec 2016 10:26:19 -0500
At Work - and In Danger? Learn More About Professional Accidents


Most of us don’t connect work with danger. Of course, that isn’t the way it used to be. A few decades ago, most of us would have had to have connected work with danger! But these days, a lot of us are in fairly safe jobs. (See: jobs where we sit down all day!)

But workplaces are always more dangerous than you think. We’re not trying to scare you out of going to work - you just need to be careful wherever you are! Otherwise, you may find yourself having to deal with an injury

Here are the most common causes of workplace injuries.  

Overexerting yourself

Overexertion can, of course, take place in pretty much any kind of business. You’ll probably think immediately of an industrial job. Even the strongest among us have a limit. If breaks and safety measures aren’t applied, a worker can strain themselves by doing too much heavy lifting. This, of course, is worth investigating as a personal injury at a legal level. Read more at


Many people might dismiss the idea of overexertion taking place in an office. After all, aren’t you sitting down all day? But if someone is put through enough mental exertion, it can result in severe physical problems. After all, stress is estimated to be the biggest contributor to death in the Western world. Read more about different types of exertion over at

Falling or flying objects

The risk of this seems a lot more prevalent and obvious in places like construction sites. It’s why hard hats have to be worn, after all. But it can affect an office, too. You might not think that flying objects would be that much of a problem in an office. But I can tell you that I’ve been in many an office where people started throwing paper airplanes or even firing NERF guns in the office. (If you think the typical office worker can’t engage in childish mischief such as this, you’re in denial!)

If someone is injured because of another employee’s misbehavior, then the site manager may be legally liable. After all, dangerous behavior needs to be stopped before someone gets hurt! You can read about respectful ways to discipline employees at



When companies think about falls, they tend to think about two different types of falls. One is called falls on same level and the other is falls to lower level. These should be pretty self-explanatory, I think! But it’s important not to assume that falls to a lower level are automatically more dangerous than falls on the same level. It can all depend on force and the peripheral objects involved, as well as the current health of the employee.

Falls on the same floor are the most common. It’s worth pointing out that this will be because they’re possible at any workplace, whereas falls to lower levels are not. Falls are often found in outside jobs or very active jobs. But falls are more common in offices than you may think. An open desk or file drawer can easily cause a fall, as can misplaced wires or loose carpeting. You can read more about slips, trips, and falls in offices at

Guide Editor Thu, 01 Dec 2016 07:01:00 -0500
Basics to Know About Utah Personal Injury Law

If you have been injured in a car accident, or someone else’s negligence caused you a serious injury, you need to talk to a lawyer and see if you are eligible to receive compensation. For those who live in Utah, talking with Salt Lake City personal injury attorney is the only way to go about dealing with your case. These lawyers have such a huge level of experience when it comes to personal injury cases, and their experience means you will get a favorable outcome during your settlement or trial.

But what else do you need to know about personal injuries and the law in Utah? For one, you must know that there is a statute of limitations that applies to these cases. If you have spent more than four years after the personal injury occurred without filing a case, you cannot file against the other party. This statute of limitations is there to protect other parties against malicious prosecution, where one party files a case because they want to hurt the other party, not because they are suffering financially after the personal injury incident.

Utah is an interesting state for personal injury cases, because they have a shared fault law that applies to a lot of these situations. In these cases, you may find that the court rules you were 50 percent at fault for the accident or incident that caused your personal injury. For example, the court may rule that you were not behaving 100 percent correctly while driving when your accident occurred. Having a 50 percent fault in the case does not mean the other party is exempt. It simply means they only have to pay you 50 percent of the compensation they would pay if they were found completely at fault.

On the surface, the 50 percent ruling is not viewed as favorable to those who seek compensation. But you can look at it on the flipside. In states where the 50 percent ruling is not present, you may have a higher burden of proof to get any compensation. But in Utah, you can get a decent level of compensation even if you were 50 percent at fault for the incident. It also means the other party is not ruined financially because of a compensation filing against them. it is a law that promotes fairness in these cases.

Utah has caps on some of the types of personal injury claims you can make. For example, you can only sue for up to $450,000 in medical malpractice cases. It is important to talk to your lawyer about the possibility of compensation caps in your specific case.

Another Utah specific law involves dog bites. If you were injured by a dog bite, but it was the first time the other party’s dog bit someone, the other party will not have to get rid of their dog or put it down. But they are still required to pay you compensation for any damage or suffering caused by the incident.

Guide Editor Sat, 24 Sep 2016 05:08:54 -0400
Personal Injury Attorneys Help You Enhance Compensation Claims Personal injuries that happen during car accidents can be really serious or really simple to deal with. No matter the situation, in the event you were not the party at fault, a compensation claim will have to be filed. The problem is that when you have a personal injury, determining the correct compensation amount will be difficult and a little subjective. What you should know is that when you go through the process without the help of a personal injury attorney you will end up with a smaller financial compensation.

It is very important to understand the fact that you will need help in this process. There are so many different ways in which the personal injury attorney will help you to receive a higher compensation amount. Here are the most important ones.

Negotiating Better Deals With Insurance Companies

What is not great to see is that the insurance companies will take advantage of the lack of knowledge that people have about accident claims. They will offer an initial amount for compensation that is normally so much lower than how high it should be.

When talking with the adjuster of the insurance company in the presence of your personal injury attorney, you have someone in your corner that is going to protect you. You will not end up having to deal with huge problems and it is a certainty that the insurance companies will offer higher compensation amounts as they know the attorney will know the law to a full extent.

Finding The Necessary Proof For The Injury Claim

When you want to receive an adequate amount for the claim, you will need to provide all the necessary documents. It is not that difficult to find the proof but you most likely have no idea what proof will be considered and what will not. As a simple example, if the injury causes you to not be able to work for 2 months, proof that would be useful includes the monthly pay slip.

Personal injury attorneys are going to always help you to get proof, will gather it for you and will present it in order to establish a financial compensation that is a lot higher than what you would get when that proof would not exist.

Helping You Gain Time

You will automatically get an insurance claim that will be a lot higher when you hire a personal injury attorney but you also get more money because the process will last a shorter time frame. These processes are quite complicated and any small mistake will postpone the process. The attorney helps you as you gain time. Time is money so that is definitely something you will appreciate.

Remember that there are always at least 2 parties involved in the accident. The party that is at fault will surely hire an attorney. It is quite hard to deal with the situation if you do not have an attorney in your corner. Because of this, the last thing you should know is that you need to have an attorney hired whenever the other party has one.

Guide Editor Wed, 31 Aug 2016 04:19:34 -0400
Personal Injury Cases: 3 Do's and Don'ts

Going through a personal injury case is always a challenging time. Not only are you suffering physically, but you are probably suffering financially too. Whether it is because of missed time at work, or because you have medical bills piling up, you are going to feel the financial pressure after these injury setbacks. But one way to alleviate the financial burden of a personal injury is by seeking the compensation you deserve from the party who caused your injury. Whether it is because of another person or establishment’s negligence, it is important to talk with Racine Olson Injury Lawyers in Idaho and get the compensation you deserve. Here are three dos and don’ts regarding personal injuries:


  • Make sure you exchange insurance information with the other party, especially if you were involved in a car accident. Instead of getting angry at the other party for their mistake, talk to them calmly and ask them to trade insurance details immediately. If they do not have insurance, take their personal information or get a picture of their driver’s license so you can contact them regarding compensation.
  • Take as many pictures of the accident as possible. Take pictures of yourself after the accident, the incident where the accident happened and any other damaged that occurred. For example, a car accident means your car was probably damaged too. The more photographic evidence you have of damages, the better chances of getting a good compensation payout.
  • Report the incident to the relevant authorities or organizations. If you were assaulted or someone’s negligence caused you physical harm, you may want to involve the police. If you were in a car accident, you must contact the insurance companies so they can sort through the paperwork regarding your claim. If you feel your case is going to get complicated, call a personal injury lawyer and talk to them about your case.


  • Delay your medical treatment. If you have injuries, get yourself checked immediately. If you wait a week before going to the doctor, your claim of medical distress sounds disingenuous, because the other party can say you were not sick enough to need to go to the doctor for a whole week!
  • Never exaggerate things when you are dealing with a personal injury case. The more you lie, the less believable you become when you start to tell the truth. Whether you are dealing with negotiations between both parties, or your case has gone to trial, you must never exaggerate your injuries or the incident. If you are 100 percent honest, it gives the other party much less room to attack you.
  • Waste time when it comes to hiring an attorney. If things go smoothly in the first few days, you can probably avoid hiring a lawyer. But if you have the slightest inclination that the other party, or their insurance company, is attempting to get away without paying you what you deserve, go speak to a lawyer and have them take over your case.
Guide Editor Mon, 08 Aug 2016 09:50:05 -0400
Useful Tips in Choosing the Best Bankruptcy Attorney Bankruptcy is a complicated case so you have to do extensive research in order to find the right lawyer. You will want to find a bankruptcy attorney that is willing to understand your situation. Bankruptcy is a difficult financial situation so it is important that the attorney is express sympathy towards you. You want to hire a lawyer that is interested in finding out what lead you to file for the bankruptcy. Yo must make sure that you are comfortable in speaking with the lawyer. You must ask a lot of probing questions to express his interests in learning about your situation.

A real lawyer will always discuss about alternatives that you can take to resolve your financial problems. There are two types of bankruptcy including Chapter 7 bankruptcy where all your debts are completely canceled and chapter 13 bankruptcy where a part of your debt is canceled and you have to pay the remaining debt in a court supervised installment. Chapter 13 bankruptcy is ideal for people who have enough income to repay the remaining debt.

To learn more about the background of the bankruptcy attorney, you are advised to visit the bankruptcy attorney’s website and click through each of the link. On the attorney’s website, you should be able to find out information such as his education background, the area he is specialized in and certification and the year the law firm was founded. Bankruptcy is a complex situation and it is necessary that the attorney you hire is specialized in bankruptcy.

Many attorneys that are not specialized in the bankruptcy field try to take bankruptcy case when they don’t have the skill because they want to make more money. You can ask the attorney about the number of bankruptcy cases he filed. An attorney who file a lot of cases every month will be more familiar with the local bankruptcy trustee and procedure for filling the case. You don’t need to hire a lawyer with that much experience if you are filing for a Chapter 7 bankruptcy. Hiring a lawyer with lots of experience is a must if you have a complex Chapter 13 bankruptcy.

The lawyer must let you know all the risks that you will face in your bankruptcy case. In this way, you can decide for yourself whether filling for bankruptcy is the best option. This also allows you to assess the lawyer’s knowledge in handling bankruptcy cases. Some law firms are represented by one or two lawyers while others outsource to other lawyers. Some law firms file a lot of bankruptcy cases but they offer incompetent service. It is important that the lawyer is willing to go into the court with you to help you resolve the bankruptcy case.

In addition, you should check with the attorney to find out whether he will be preparing the paperwork. There are some lawyers that hire paralegals to prepare the paperwork. It is best to hire a lawyer that will prepare the paperwork instead of choosing a lawyer that will outsource the preparation of the paperwork to paralegals.

Guide Editor Sat, 09 Jul 2016 22:36:02 -0400
Car Accidents: The Essential Steps You Must Take We all know that driving on public roads can be a dangerous affair. The truth is, hundreds of thousands of people are injured every year in road traffic accidents. It is an unfortunate fact that it is likely you will be in a car accident at some point in your life. With any luck, you won’t get hurt when that happens. However, if you do, then there are steps that you should take. Being injured in a road accident is no trifling incident. If it does happen to you, the number one priority is the safety of everyone at the scene. At the end of the day, ensuring everybody is okay should always take top priority. That being said, there are some steps you should take if you have been in a car accident. Let’s take a look at what those might be.



Inform The Services

The first step that should be taken is to call the emergency services. If there is anyone at the scene who will require an ambulance, then that is the first thing to do. If you are not in a position to call for an ambulance yourself, then make sure someone else does. At the same time, somebody present should call the police. Sometimes the ambulance service will inform the authorities, but you should do so too regardless. If nothing else, this might help your claim, should you choose to make one.

Search For A Lawyer

Away from the scene of the incident, it is time to start thinking about any follow-up actions you might like to take. Depending on what exactly happened, it is possible that you are considering hiring a lawyer. If you feel that the incident was not your fault, and you have been injured, then hiring a lawyer might be your best bet. After all, it is possible that you are owed some compensation. Remember that there are many kinds of lawyer, and you should look for one that is appropriate. If you have suffered an injury to your spinal column, for example, then look into hiring a spinal cord attorney. The more specialised your attorney is to your situation, the better.

Tell Your Insurer

With any luck, you are insured to drive your car. When you have had a car accident, it is vital that you tell your insurance provider. This is for a number of reasons. The most obvious is that you might want to make a claim. If you do decide to, then it will help your case hugely if you had informed them about the incident as soon as possible. If you are in a position to do so, it might even be worth informing them while you are still at the scene. Of course, only do this if it is safe to do so.

Tell Your Doctor

One last note: you should always tell your general practitioner if anything like this happens. It is beneficial for them to have any injuries you have sustained on file. But don’t worry about rushing this: you can tell them at your earliest convenience, once you have recovered.

Guide Editor Wed, 22 Jun 2016 07:14:20 -0400
How to start with Truck Accident Settlements

If you are involved in an accident with a truck or a massive rig, you are going to face some unique challenges. These cases are often different from typical car accidents where two personal vehicles are involved. Not only do most companies with semi-trucks have extensive insurance policies, but there may be two or three different parties that are financially responsible for what happens when a truck collides with someone on the road.

Start by calling an attorney. If you find the website or number for a local attorney, it might be best to try writing it down so you don't forget the number. There is no way you can deal with a case involving a semi-truck if you are not going to get legal representation. You would spend hours trying to figure out who insures the truck and what parties are liable for damages related to the accident. In contrast, a lawyer will know about how these cases work. They will complete all the legwork and negotiations on your behalf.

The best part is that most injury lawyers do not take payment until they get you a settlement. If they get you no settlement, you are not obligated to pay them any money. This is a win-win situation in your case. If you get a great settlement, you are going to have more money than you did before hiring the lawyer. But even if the case goes badly, you do not lose out any more than you did when the car accident took place.

Aside from the complexity of who insures these semi-trucks, you also have to deal with different state and federal regulations pertaining to these vehicles. Each state will have their own set of laws regarding semi-trucks. These laws refer to how much weight can go on each truck, how many hours a driver can operate the car before they must take an extensive break and the types of roads where the vehicles are allowed.

It is up to your attorney to find any advantage that may get you a good settlement. If your lawyer can find out about these laws, they may be able to prove that the company broke one or two state or federal regulations. If this is the case, your attorney can use it to get you a great settlement. The company will not want this information to go public, which will encourage them to offer you a significant financial settlement.

When you have multiple defendants in a case, your attorney will have to decide on one of the defendants for your case. Targeting one of the defendants is often easier than going after all three. When you target one individual or company, you only have to prove they were negligent. If you attack all three, you have to prove three different cases at the same time.

But this comes with its own set of challenges. Your lawyer must pick correctly when choosing a defendant to target. If you end up targeting a defendant that did nothing wrong, you may not get any compensation.

Guide Editor Wed, 22 Jun 2016 05:51:51 -0400
Sage Advice For Businesses Wanting To Avoid Employee Lawsuits People who start their own businesses know a thing or two about risk. They know, for example, that the price they’ll get for their product might go down next year. And they know that they might not see any return on their investment. But one thing that all businesses dread is being sued.

The key to not getting sued is, of course, prevention. As an employer, your best protection is to stick doggedly on the side of the law. But often the law is complicated. And sometimes you’ll find that things slip through the cracks.

The key to avoiding employee lawsuits is to know how to plug those cracks and what to do if a tribunal is threatened.

Be Clear About What You Expect From The Start

Nothing sets the tone that you have with your employees better than your first meeting. Here is your opportunity to set out what your company expects from its employees. You can be as blunt as you like, since the employee, as yet, is not invested in your organisation. Plus, there’s no risk of appearing to be inconsistent in your approach.

Setting expectations from the start is important for a number of reasons. But the main reason is that it reduces the risk that you’ll be sued. If you’re clear about what you expect from the start, you’ll find taking disciplinary action a lot easier. Employees will not be able to say that they didn’t know about company policy since this was set out in their interview.

It also important because it helps to define disciplinary proceedings. Remember, as a company, the task isn’t to ascribe fault to the employee. It’s simply to work out whether an employee followed company policy or not. If they didn’t, then, of course, they should face sanctions. Companies arrive at problems when they deviate from their disciplinary policies.

Go For Early Conciliation

Tribunals tend to be both ugly and expensive. And so anything that you can do to avoid them is well worth it.

In most countries, employers have the option to take advantage of early conciliation. Often, they’ll have to run their claim past an employment regulator. And it’s at this point that they are given the option to settle. If you know that your business is in the wrong, settling can be a great way to avoid the costs of a tribunal.

It’s important at this stage not to be led astray by wild claims. Consult the experts and get a sense of how much the claim against you is worth, if anything.

Use Extreme Caution When Letting People Go

No employer enjoys letting people go. But in certain circumstances, there are no other options at your disposal. The problem, however, is that this also tends to be the most sensitive point in any employer-employee relationship. Often a termination comes weeks or months after problems started. And in these events, firing somebody can lead to legal proceedings and tribunals.

The trick here is to do everything by the book. Make sure that there are no grounds on which an employee can argue that it was unfair dismissal. If an employee simply isn’t pulling their weight, offer them a severance package. These packages are great for smoothing over the cracks in your relationship.

Severance pay might sound a bit like a kick in the teeth. But remember, paying the salary of somebody who is not adding value is a lot more expensive.

Make Use Of Employee Liability Insurance

Employee liability insurance is mandatory in some countries. But if your business is in a country where it is not, consider getting it anyway.

First off, it’s worth saying that employee liability insurance doesn’t come cheap. Premiums tend to be high because the risks are high. Of course, as a business owner you’ll have to weigh up those risks. But don’t just assume that you’ll be able to pay employee claims out of revenue.

While it’s true that insurance companies take a cut of your money above the risk, they help avoid hefty legal expenses. And it’s these large, one-off legal expenses that can cause a lot of small businesses to go under. You may find that as a result of one employee tribunal, you have to lay off other workers.

Observe The Law

Of course, none of this matters if you haven’t obeyed the law. Insurance companies don’t have to pay out each time you make a claim. If you have acted in a criminally negligent way, your insurance won’t cover you.

That’s why it’s worth keeping to the letter of the law. Of course, that’s easier said and done when legal codes are as long as they are. But the more you’re able to prove that you’ve obeyed the law, the better position you’ll be in.

Make sure that each employee has a handbook that details their role and what is expected of them. And ensure that the employee handbook itself is done in collaboration with employees. If any changes to company policy are made, be sure to get the consent of employees.

And finally, whenever you do discipline a member of staff, follow the procedures as set out. Deviating from these procedures can hurt your case against them.

Be Honest With Yourself

Let’s suppose for a moment that the worst has happened and an employee has been injured or does have a claim. Let’s also suppose that you know for a fact that you were at fault as an employer. It’s likely that their claim will go to a tribunal. It’s likely that the truth will get out in the end. And so, when you do meet with your legal team, be open and honest about the situation.

Even when you have been at fault, there is usually no need to go through costly legal proceedings. More often than not, you’re able to settle with employees outside of any tribunal. If the truth is that you have been negligent in some way, this is probably the best outcome you can hope for.

Guide Editor Thu, 02 Jun 2016 10:06:11 -0400
Personal Injury Attorney: The Why and How in Hiring Them Accidents occur all the time. Most of the time, there is a person who is responsible for it. But what can you do if you are the one who is the victim of the accident? Well, there is one thing you can do – call a lawyer.

But of course, you cannot call just about any lawyer. It has to be a person that specializes on this matter. Fortunately, there is a type of lawyer that focuses on this matter alone. It is the personal injury attorney. With a lawyer, you can file a complaint against the person who is responsible for the accident. In the same way, you can also demand some compensation for the damages that he or she has done to you.

Why you should hire a personal injury attorney?

It is really hard to file a complaint for an accident if you do it alone. A personal injury attorney is there not only to back you up with his or her knowledge on this matter but also to share his or her experience in dealing with this type of case. This is important especially if you are planning to get compensation for your damages. With a personal injury attorney working for you, you’ll now have your own personal consultant not only when it comes to fighting for your rights in court but also in the most mundane tasks such as filing paperwork.

How to choose a personal injury attorney?

With the power of the Internet, it is now easier to hire your own personal injury attorney. In fact, you just need to append your location and you can easily hire one online. The best part is that you can get access to this in just a matter of seconds.

When choosing your personal injury attorney, always consider their background and their past cases. It goes without saying that experience can somehow speak for itself when it comes to finding a good attorney. Since you’re doing your search on the Internet. It never hurts to explore the next option in the case that you are having second thoughts on the lawyer that you’re eyeing.


In time of accidents, don’t ever forget to go to court without a personal injury attorney. Not only will he make your life easier, it will feel that you have a partner in that moment where you feel that you are at your lowest.

Guide Editor Mon, 02 May 2016 11:02:54 -0400
Probate and Expediting the Probate Process Probate is a legal procedure that settles the estate of a deceased person. All of his or her debts are settled and then the properties are distributed to the heirs. Probate commonly takes  longer to finish unless the estate's value is small, such as $100,000 and below. Depending on the state, probate procedure may be expedited so that instead of two years, it takes only a few months to complete. This process is not expensive so anybody can expedite the probate process.  

The expedited probate process in Florida, USA

In Florida, this process is called Summary Administration. If the whole estate is at most $75,000 or if the decedent has been dead for at least two years. The decedent needed no Will for this process to be expedited.

The basic stages in expediting the probate process through Summary Administration in Florida are as follows.

1. If there is no Will, the beneficiaries will sign a petition swearing under oath that they have not known of any Will, nor debts and they know only of the assets listed. The petition will explain how the assets of the decedent should be divided.

2. The lawyer files for the Petition for Summary Administration. He or she also submits a copy of the funeral bill receipt and an affidavit by an acquaintance. It may state that the decedent didn't usually accrue significant debt. The documents are filed with the Clerk of Court.

3. The attorney requests the Judge for an order for the decedent's Will (if there is any) to be the last Will and to direct the asset distribution as stated in the petition.

4. The Judge signs and the Clerk releases an Order of Summary Administration which will approve the distribution of the assets according to the petition.

5. The Order serves as a deed. It officially transfers ownership of the properties of the decedent to the beneficiaries.

Other U.S. states

In other states, the expediting process  may be termed differently and each state's definition is different from the others. While some may be simple, others may be complicated.

In California, expediting may be allowed for estates until $100,000. In NY, property that can legally be distributed to surviving family members must not be more than $20,000. In Texas, the property value should not exceed the amount to pay a family allowance and some creditors.

Missouri estates that are applicable are those under $40,000 excluding insurance, jointly-owned assets, homes with designated beneficiaries, payable on death accounts and debt and mortgages. Connecticut allows for probate expedition for estates worth $20,000 and below while Michigan estates that are worth $18,000 or less.

Some states don't need a lawyer to file for expediting the process of a small estate. The beneficiaries get forms from the court and do it on their own. However, a probate attorney is still recommended to ensure that all the documents and processes comply with the state laws that you are in. Only a local probate court attorney will know the laws that pertain to you in terms of cases like this.

Guide Editor Tue, 17 Nov 2015 09:54:09 -0500
Things to Look For in a Lawyer in Richmond Hill Having to deal with legal matters is something that most people try and avoid at all costs. There are so many different situations in life that may lead to a person having to seek out some legal help. Finding the right help to get in your time of need should be a top priority. Usually, there will be a number of different lawyers in the area and choosing the right one will not be very easy. The following are a few things that you have to consider when trying to find the right lawyers in richmond hill Ontario.

What is Their Level of Knowledge Regarding The Type of Law Involving Your Case

One of the first qualities that need to be found in a lawyer is a high degree of knowledge involving the law used in your case. There are a number of different types of laws out there and each lawyer will be different regarding the one that they specialize in. The more you can find out about what the lawyer is able to offer you, the easier you will find it to narrow the selection when the time comes.

How Well Are They Communicating With You?

When going in for your consultation, you will need to think about how well the lawyer is communicating with you. Ideally, you will want to find a lawyer that has no problem conveying what they can do and what it will take to get you out of the trouble you are in. By having a comprehensive plan of attack, you will be able to avoid the negative consequences that come with being disorganized in the court room. By going to a few different consultations, you will be able to get a good idea of which lawyer can help you the most.

How Involved Are They?

Another thing to think about when trying to get the right lawyer hired is the amount of time they have to invest into your case. Getting a lawyer that is wrapped on a host of other cases can make it very hard to get the service you are after. Most of the lawyers you contact will be able to get you know how much time they have to invest and what type of money they will need as a retainer. The more you can find out about the lawyers in your area, the better off you will be when decision time comes.

Your Law Office has been around for a number of years and has what it takes to get you the right results.

Guide Editor Wed, 09 Sep 2015 22:44:11 -0400