Legal Guide Legal Guide Copyright by en Tue, 27 Jun 2017 23:28:19 -0400 Injury Lawyer: Why A Simple Will is Crucial? If you lose your life intestate (meaning without leaving a proper will or a living trust) – all your assets will be split according to your state’s law. A survey done by Harris Interactive for revealed that 58% of adults lack this crucial document.

A lot of people don’t understand the necessity of a will also pointed out that in some cases, married couples with kids tend to write “I love you” wills that leave everything to each other. This is a common practice that works on a basic idea: the survivor will take care of the children. Unfortunately, couples that don’t have as much foresight can be unwittingly misdirecting their family’s future.

So, for the sake of all those you love, you should execute a will. And if you already have one you did a long time ago, you should update it. Chances have it that over the years your family/assets have grown considerably. A simple will may be suitable for people with fewer assets than $100,000, but you should ask your attorney on how to write your will, or if there is another estate planning vehicle more suited for your family.

When meeting with your attorney

Next, you will find the things you will need to provide pertinent information when meeting with your attorney (you will also have to bring relevant documents).

  1. Basic Information
    1. Your current marriage, prenuptial agreements, and divorces (and all prior marriages if any)
    2. Your children, grandchildren and all close relatives
    3. If any family member has a permanent disability (which requires a special provision in your estate plan or will).
  2. Existing planning documents
    1. Any will or living trust
    2. Any advance healthcare directive or living will
    3. Any power of attorney
  3. Assets
    1. Real property (liens/mortgages included)
    2. Life insurance policies
    3. Safety deposit boxes
    4. Equity interests (partnership interest, stock, etc.)
  4. Personal Representative
    1. The person destined to be your Executor (personal representative) to handle the affairs of your/your spouse’s estate
  5. Guardian
    1. If there is a common disaster and you and your spouse do not survive, you will need a guardian for your minor child or children.
  6. Power of attorney
    1. Both you and your spouse will need an individual with a Durable General Power of Attorney to handle the financial and legal affair if both of you are unable to do so.

For more information about the documents and information, you need to write a will and get the assistance of the best personal injury lawyer from Maryland area.

Guide Editor Wed, 14 Jun 2017 10:01:33 -0400
The Dangers of Electrocution - What to do when injured Getting shocked by any type of current can be unnerving. Indifferent of the voltage or amplitude, there can be severe tissue burning even underneath the skin. And if your feet are on a conductive surface (like a wet floor), the current may go through your heart and potentially kill you. If you are not at fault for your electrocution, then you can take legal recourse.

One good example would be a tiny spill of water on the supermarket floor (possibly from a melting bag of ice). It is common for store employees to plug in an old shop-vac to clear up the mess. But if the employee is pulled away for just a second, a frayed wiring can electrify the whole puddle. And although it is not a common accident, it is known that liquids and electrical devices make a dangerous combination.

Most of the times, the people getting injured are the employees and the visitors of manufacturing facilities or construction sites. Any unshielded high voltage device can create electrical arcs (which act somewhat like artificial lighting). In many cases, the current passing through the body is not the one that affects the body, but the temperature caused by the high voltage. In addition to this, the current can be powerful enough to ignite polyester and cotton, causing additional damage.

Not all people that are electrocuted file an injury claim. This happens because most people that get electrocuted are children, because they do not fully understand the dangers of electronic and electrical equipment/toys.

The first thing you should do if you were electrocuted is to get checked out by a doctor. Electrocution can cause numerous health problems, including:

  • Cardiac arrhythmia
  • Internal injuries
  • Shortness of breath
  • Abdominal and chest pain
  • Burns
  • Broken bones due to the violent muscle contractions
  • Pain where the current enters and exits the body
  • Cardiac arrest

The DC (direct current) is more dangerous than the AC (alternative current). AC current

DC current has no frequency and tends to lock you directly to the current source, and in the end, you can die slowly from respiratory failure. The AC, on the other hand, will seize up your muscles, but the current will switch cycles. This means that the current switches off momentarily and your muscles will react against the seizures, throwing you away from the source of the current.

Even if you’ve survived electrocution, the side-effects of such an event can last for years to come, affecting your life even if you undergo treatment and rehabilitation.

Keep in mind that if you were electrocuted and it was not your fault, you have legal options of receiving compensation for what you’ve suffered. In addition to this, you will also receive compensation for treatment, medication, pain, and suffering, etc.

For more information about electrocution contact the best personal injury lawyer in the Maryland area.

Guide Editor Wed, 14 Jun 2017 10:00:58 -0400
What to do if you've had a car accident - The 8 crucial steps to assist your accident lawyer Car accidents happen every day and can happen to anyone. Just last weekend, a teenager was involved in a car accident in which he collided with another motor vehicle. It was extremely dark outside, and because of the poor meteorological conditions (rain) at a stop, the teenager was unable to break due to aquaplaning. Luckily for him, no person was hurt, but both the cars involved in the accident took some heavy damage. It was a shocking experience for the young driver but one from which he learned some valuable things, including how important it is to know in advance what you have to do in such a situation.

Here is what you have to do if you too have to do if you were involved in a motor vehicle accident:
(You can write this checklist down and put it in the glove compartment to help you just in case)

  1. Don’t leave the “scene of the crime”. In most US states it is considered a misdemeanor if you leave the scene of a motor vehicle accident which only resulted in property damage (no person was injured). This misdemeanor usually comes with a substantial fine of about $1,000 and a possible sentence of up to a year.
  2. If no person was injured, you can move the car if still possible not to interrupt the traffic flow.
  3. Don’t get out of the car until you are safe to do so.
  4. If you think you need medical attention or if another person was hurt you should call 911. Do not attempt to move the injured person as you might make their injuries worse. Leave this to the paramedics.
  5. Even if no person was injured, you should contact the police if it is required by your state’s law
  6. If you are not sure about your state’s law and what you are obligated to do after a car accident, you should contact your accident attorney for further assistance.
  7. Exchange information with all the drivers involved in the accident, including:
    1. Name
    2. Contact information
    3. Vehicle make and model
    4. Driver’s license number
    5. Insurance carrier and policy number
  8. DO NOT share details of your policy (like coverage limits or deductible) with other people from the accident
  9. DO NOT apologize or admit fault (if you think you were at fault do not admit your guilt). This can be used against you in the court of law (regardless if you were fully responsible).
  10. Take photos or a video of the scene of the accident the damage.
  11. Note how the weather conditions were and the time of day when the accident happened.
  12. Try to find people who will write a witness statement saying how they saw the accident happen (if your attorney recommends).

These steps will help you keep a cool head after your accident and will help you act responsibly after such a stressful event.

For more information about a car accident, you can contact the best personal injury lawyer from Maryland.

Guide Editor Wed, 14 Jun 2017 10:00:23 -0400
Car Accidents Involving Zipcar and Other Ride Sharing Services Lots of people in the United States are beginning to hear more and more about rideshare services such as Zipcar and Car2Go, but what many are not aware of is how they are exposed to heavy financial liability if they are involved in a major car accident. The company is appealing to investors in the business world, thanks in part to the fact that members of these rideshare companies are afforded such minimal insurance coverage should they be involved in a collision.

Most states – at least those that require anyone operating a motor vehicle to carry car insurance – set minimums for the amount of financial responsibility a driver is required to carry with them. Unfortunately, those with minimum coverage are exposed to the possibility that a car accident could cause more damage than the limit of the insurance policy, leaving them subject to pay for the difference.

Often enough, Seattle car accident attorneys who represent injured victims may treat the insurance policy limit as all the recoverable compensation that is available in pursuing a lawsuit. But at the end of the day, a driver can still be held financially responsible for the difference between the insurance coverage limit and the overall value of the damages that resulted from an accident.

This is precisely why drivers are cautioned about using ridesharing services such as Zipcar and Car2Go. The reason these companies are so profitable is because they keep their costs down, which in the case of a ride-sharing service, can only be through insurance costs.

Unfortunately, skimping out on insurance coverage – a New York Times article says Zipcar provides $300,000 in liability insurance coverage per incident – does a bit of a disservice to members, should they be involved in a serious car accident involving Zipcar. And according to the New York Times article, some of the company’s competitors offer even lower insurance coverage.

So what should members of some of these ridesharing do in order to protect themselves from financial disaster if the insurance policy doesn’t cover all of the damages? Since federal law protects the actual rental car companies from liability should they be named in a lawsuit, experts say the best option is just to buy your own additional coverage.

For those who don’t own a car but are regular customers with rideshare companies like Zipcar, a non-owner’s auto policy is probably the best way to go. Policies for this type of coverage stand at around $200 on average for an additional $500,000 in liability coverage on top of whatever the rideshare service offers. Non-owners auto insurance policies are significantly cheaper than a typical car insurance policy because it is designed for someone who doesn’t drive very often.

According to Zipcar, 93 percent of all accidents since the company started have resulted in claims lower than $10,000 and 99.3 percent have been less than $50,000. This is a shocking statistic, because it means that nearly every single accident has been well within the range of insurance coverage.

Rideshare drivers use these services because it’s an alternative to owning a vehicle; typically, the drivers don’t require a vehicle often enough to justify buying one, but every once in a while they benefit from an easy-to-rent Zipcar. The problem with this is that a majority of all Zipcar drivers are not regular drivers, and therefore their driving skills may not be as refined as someone who drives on a daily basis. This, in addition to a number of other factors, suggests that it’s only a matter of time before we start seeing more serious car accidents involving Zipcars and other ridesharing services.

Guide Editor Fri, 02 Jun 2017 23:13:07 -0400
Car Seats: Study Says Children are At-Risk The term “ignorance is bliss” is applicable in some instances of our everyday lives, but it certainly is not applicable when it comes to car seats and child safety. Parents in the United States, however, have apparently been mixing ignorance with children’s car seats as a new study shows that many parents are either ignoring or unaware of the child safety guidelines for car seats in motor vehicles.

Car Seats Vital to Child Safety

According to the Centers for Disease Control and Prevention (CDC), motor vehicle accidents are the leading cause of death in children over three years of age in the United States. The CDC says these crashes also cause 179,000 total child injuries annually.

Statistically speaking, ignorance and lack of knowledge when it comes to car seats for children can be a deadly combination. The CDC also says that child safety seats reduce the risk of death for infants by 71 percent when they are properly utilized. For toddlers – children between the ages of one and four – the risk is reduced by 54 percent.

“Car seats are one of the most important safeguards for children in the event of a motor vehicle accident,” says car accident attorney Chris Davis of the Davis Law Group in Seattle. “Installing and utilizing them incorrectly completely defeats the purpose they are meant to serve.”

But according to a study recently published in the August 8 issue of the American Journal of Preventive Medicine shows that many parents are putting their kids at serious risk of injury and death by not properly installing and using car seats.

Study Shows Trends of Misuse

The researchers, who reviewed three years worth of data involving approximately 21,500 total children, found that most children are not safely secured in their car seats or booster seats. To generalize the results, the child’s overall level of safety decreased significantly as age increased. Children were also more likely to sit in the front seat unrestrained, despite the warnings issued recently from the American Academy of Pediatrics (AAP).

According to the AAP, infants and toddlers under the age of two should always use a rear-facing car seat until they exceed that age or exceed the seat’s height or weight recommendations. Children who are too big for a rear-facing seat should use a belt-positioning booster seat until a normal seat belt fits properly – typically between the ages of 8 and 12.

Furthermore, the AAP says that when a seat belt begins to fit more appropriately, children should use seatbelts in the back seat of the car until they reach the age of 13. Then, the organization says, it is more appropriate for children to be in the front seat of a vehicle.

“The most important finding from this study is that, while age and racial disparities exist, overall few children are using the restraints recommended for their age group, and many children over five are sitting in the front seat,” says Dr. Michelle Macy, one of the study’s authors. “Our findings demonstrate that not all children have been reached equally by community-based public education campaigns and the passage of child safety seat laws in 48 states. Further development and dissemination of culturally specific programs that have demonstrated success in promoting restraint use among minority children are necessary.”

Interestingly enough, the study also found that an adult driver who did not wear a seat belt was 23 times more likely to have a child who was unrestrained in a car seat, indicating that parents’ own car safety habits can be correlated to car seats and the safety of their own children.

Washington State Child Injury Attorneys

If your child has been injured in a car accident, you may be entitled to financial compensation for injuries and medical bills. It can sometimes be beneficial to consult with an experienced personal injury lawyer before settling your claim on your own to determine if legal representation is in your best interests. Most attorneys offer free consultations, so there is usually no obligation to speaking with a lawyer.

Guide Editor Fri, 02 Jun 2017 23:12:30 -0400
McQuarrie Hunter - Auto Injuries and the ICBC An injury as a result of a car accident can be devastating, and even when the injury is not life-changing in terms of creating a permanent impairment or producing chronic pain, the ongoing psychological injuries can be very difficult to manage moving forward. In British Columbia, accident victims can receive compensation for their injuries through the Insurance Corporation of British Columbia (ICBC). However, it may be the case that the compensation offered by the ICBC is not adequate or must be challenged through legal means. For that reason, if you are injured in a car accident in BC, be sure to immediately contact the expert team at to be sure that your rights to compensation are protected.

What is the ICBC?

The ICBC is a provincial auto insurance scheme that is required to support accident claims regardless of the fault of the victim. This means that even if you were at fault in causing the accident, you are still entitled to compensation for medical expenses and rehabilitation costs. If you were not at fault, you will also receive medical compensation and potentially a settlement from the other driver.

What sorts of benefits am I entitled to?

If you are injured in a car accident caused by another driver, you may be entitled to settlement payments that include things like medical expenses beyond the basic accident coverage, lost wages, and also an amount for pain and suffering. If you are the victim of a hit and run accident, you may be eligible for up to $200,000.

Why do I need a lawyer?

Because the ICBC is a no-fault system, you will receive compensation for injuries whether you caused the accident or it was caused by someone else. However, certain forms of compensation, for example amounts for pain and suffering and lost wages, are only available if you were injured in an accident caused by another person. For this reason, you may need legal assistance to help determine the liability of the other person – especially if the other person is disputing their responsibility, it will become necessary to investigate the circumstances of the accident and make the demonstration of fault on the part of the other driver.

A lawyer’s assistance may also be required to accurately determine the impact that the injuries may have on your ability to earn income immediately after the accident and moving forward. This is not necessarily straight-forward. Similarly, your lawyer can advocate for you in setting compensation appropriate to the level of pain and suffering that you have endured and may continue to endure as a result of the accident. A lawyer can work with medical professionals and other experts to secure a fair settlement from ICBC.

For these reasons, even though the ICBC will provide compensation to all accident victims, your ability to obtain additional compensation for the injuries suffered in accidents caused by other people – perhaps through negligence, driving under the influence, or reckless behavior – cannot be taken for granted. Be sure to contact a lawyer as soon as possible after an injury so that your rights can be fully protected.

Guide Editor Fri, 24 Mar 2017 23:12:19 -0400
Three Ways Technology Is Being Used to Streamline Legal and Claim Proceedings Cell phones and mobile device technology. While it can be easy to dismiss these as gadgets used solely for posting pictures online to share with all of your friends and looking for discounts on the Groupon Coupons page for Children's Place, technologies such as these are playing a huge part in how legal proceedings occur.

The perfect example is a car accident where both drivers are adamant that they were not the party at fault. These types of claims can often bog down the court system as multiple parties continue to argue their innocence.

Traditionally, this came down to a police officer attending the site and providing their decision. However, technology now allows for a much more thorough decision with these three technologies.


Firstly, many insurance companies provide mobile apps which allow drivers to lodge claims using the cell phone. However, these apps also include the ability to not only take photos to attach to the claim, but also includes instructions and examples of the types of pictures to take to allow a thorough assessment.

This can be a difficult position for insurance companies in the event that they deny a claim. If the reason used relates to pictures taken using the claim service, it can easy for the driver to claim bias as they would have taken photos as directed.


Secondly are dashcams. You usually see the video footage online when somebody is broadcasting a crime. However, the inclusion of such objects in modern cars and easily upgrades older models means an additional piece of evidence. Dashcams have provided closure for countless amounts of legal cases involving car accidents as they provide unbiased coverage of the event.

Onboard Diagnostics

Most electric cars include onboard computers to operate assisted driving features. These computers are also recording every single engine and driver detail in real time and storing this information. In the event of an accident, this information can be exported from a vehicle’s onboard computer and used to provide evidence of a vehicle's exact placement on the road along with the steps the driver took during the accident.

While it can seem insignificant, used separate or combined, these three technologies are having a tremendous impact on legal proceedings, including instances of insurance fraud. If you are studying law or are looking for alternative methods to seek evidence, consider the technological items present at the scene and use them to your advantage.

Guide Editor Sat, 25 Feb 2017 01:15:49 -0500
Top 5 Responsibilities of a Personal Injury Attorney

Image Credit: Pixabay

Going through a personal injury situation is always a hard time for individuals and their families. Whether you were injured at work, in a car accident or involved in some other type of incident that resulted in the injury, you may be owed compensation. And if you live in the Illinois area, you may want to consult with a Rockford personal injury attorney as soon as possible. They can really guide you in the right direction when it comes to negotiating settlements or going to court to seek compensation. But what does a personal injury attorney do? We can take a look.

  1. Follow the Client’s Wishes

A personal injury attorney is an extension of their client. An attorney is not permitted to put their own desires or feelings into a case – they are only meant to act in the way their client deems acceptable. It is why so many attorneys are passed over by clients, because they do not act in a manner approved by the client.

  1. Negotiate with the Other Party

As is the case with most personal injury cases, there are negotiations to determine whether one party is going to provide compensation to the other. And it is up to the personal injury attorney to make sure they are properly handling the negotiations for their client. And they must talk with their client about the financial amounts that would be deemed acceptable during a negotiation, or what amounts are too low to consider. By properly discussing the matter with the client, and preparing ahead of a negotiation, a good attorney can get the job done during those meetings.

  1. Fight in Court, If Necessary

Unfortunately, not all cases are easily resolved during the negotiation part of the process. Some clients want as much money as they can get, or the other party is not willing to budge on their extremely low settlement valuation because they believe their case is rock solid. In these situations, it is time to go to court, where both parties will present their arguments and a judge will make a final determination on how the matter is closed. Your attorney must prepare arguments for the trial and ensure that you are prepared for questioning and cross-examinations, if you choose to go on the stand to talk about your side of the incident that caused the personal injury.

  1. Get the Full Story

Even before any of the negotiations or the court case can begin, a personal injury attorney must calmly talk with their client about what happened. They must spend some time getting a full picture of the incident, so they are able to successfully assist their client going forward.

  1. Figure Out Who to Sue

After hearing the full story and taking some time to go over the case facts, the personal injury attorney must make a determination about what party you are going to sue in court. The specific party you are suing will depend on your case and the circumstances surrounding how you got injured.

Guide Editor Sat, 25 Feb 2017 01:04:15 -0500
5 Signs That You Need to Fire Your Financial Advisor

Image Credit: Pixabay

One of the toughest decisions that you have to make may revolve around your financial advisor. There comes a moment when you have to realize that the person who is giving you financial advice, or handling your finances, could be mismanaging your funds. If you believe that you have been subjected to some type of fraud by your financial advisor, you may want to consult with a Los Angeles Investment Fraud Lawyer or a lawyer in your area. They can really help with these matters. And here is a look at the five signs that you need to dump your current financial advisor.

  1. Ignoring Calls and Emails

The moment you feel as though your financial advisor is not getting back to you in the way they did before, you have to know that something is up. They are clearly dodging your calls and emails for a reason, and they may be up to something shady when it comes to your finances. Not only is a top financial advisor always there to talk with his or her clients, but if they are dodging your calls during moments of crisis, it is an even bigger red flag.

  1. Risk Tolerance Mismatch

There are different types of funds in the financial markets that are geared towards people with varying degrees of risk tolerance. If you have a financial advisor that is putting all of your money into hedge funds, or similarly risky funds, when you have a low risk tolerance, you have a problem brewing. Yes, he may make you some good money during one or two quarters, but you could also lose big if the investments do not pay off.

  1. Advisors Must Understand Your Goals

It is very important for two things to happen if you want to have success with a financial advisor. Not only must they have a firm understanding of what you want the account to achieve, but they must also have experience in handling those types of issues. For instance, if you need to save a certain amount of money within 10 years so you can pay for your kid’s college education, you need an advisor who understands the goal and has helped others achieve similar goals in the past.

  1. Is Your Advisor Registered?

It is very important to do some due diligence when it comes to the registration of your financial advisor. Are they properly registered with the SEC? Do they have all the necessary qualifications?

  1. Does Your Advisor Explain His or Her Actions?

The whole point of hiring a financial advisor is to ensure they do all the nitty gritty work so you can get to enjoy the returns. But it does not mean you should be clueless about what your advisor is doing with your money. If you ever try and ask your advisor questions about how they make you money, or what stocks, bonds and mutual funds they choose, and they are unable to give you a clear answer, it is a bad sign. They must always be clear with you about what is going on pertaining to your finances.

Guide Editor Tue, 21 Feb 2017 06:43:14 -0500
Getting Injured At Work, The Steps To Take From The Doctor To The Lawyer Encountering an injury in any situation can be inconvenient to say the least. Dealing with pain, mental or physical is a challenge that we cannot ignore. In the workplace, this challenge is amplified because we are not in the comfort of our own home, and the responsibility of the injury is not always clear. Steps can be taken to reduce this risk by having a safe, clean, and organized work environment. Even considering this, there is still a risk and appropriate steps must be taken to find the quickest path to recovery when an injury does occur.

Step 1:

The first step to take, and the most time sensitive is to take immediate first aid care. The injury must be evaluated and treated to prevent deterioration at soon as possible. Our health comes first and before attempting to establish blame or anything else we must first care for the injured party. At the same time or immediately after someone needs to contact an emergency respondent if that is needed. Ambulances are one option or departure independently or with a coworker to a medical service provider.

Step 2:

The site of injury should be secured and documented for claims purposes to see what caused the accident and prevent changes. If there is an immediate danger like chemical or slippery floors, this should be taken care of in an appropriate manner. Furthermore, this is important to prevent a secondary accident from another employee, or first aid respondent.

Step 3:

The next step is to complete the necessary paperwork, within the first 24 hours if possible. The accident should be reported to the authority. The more time that passes the more problems that arise from inaccurate memories or fraud.

Step 4:

Speak with your insurer or union to gain access to a work injury compensation lawyer. You can also search on your own and ask around to find someone with the best reputation. The lawyer is essential to determine which evidence is relevant that was previously collected. The necessary forms that must be completed, which medical treatment to further pursue and how to document everything should be under the direction of the lawyer.

Your local legal adviser can further help determine a plan to return to work after recovery has occurred. It is known that the longer an individual worker stays away from work, the more difficult it is to return to work. Skills decline, workplace changes, and general gaps in productivity contribute to a decrease in marketability making return to workplace difficult. A solid plan with clear goals and outcomes is important to help correct this. As this time passes the workplace should also correct the unsafe condition that led to the accident, and prevent a similar situation from occurring again.

Guide Editor Wed, 08 Feb 2017 06:45:36 -0500
Guide to Hiring Personal Injury Lawyer

You should get a personal injury lawyer to represent you at the court if you experience injuries caused by someone else. This allows you to get back the compensation you deserve to pay for the medical fees. You are qualified to hire a personal injury lawyer if you experience severe injuries, long term injuries, or injuries that cause permanent disability.

Many personal injury lawyers advertise to attract customers while others don’t advertise at all. The advertise only shows the good things that the attorney wants the prospective customers to know. You won’t know important details about the performance for example cases that he has win. It is wise to first check the attorney’s rating before hiring him. One way to check the attorney’s rating is to contact the local bar associations. Many bar associations will offer free referrals of the personal injury lawyers.

There are several online rating sites you can visit to find out the attorney ratings for example, Avvo ratings. Every personal injury lawyer has different area of specialization such as car accident, poisoning, and accidents at workplace. You must choose an attorney that specialize in the type of injury that you face. Besides checking the rating, you should take a look at the credential of the personal injury attorney. The attorney should graduate from a recognized law school apart from having good negotiating skills. If you ask friends for referrals, you must ask them about what they like or don’t like about the attorney they recommend.

The lawyer must not be lined up with clients to attend and be available to give full attention to your case. If the lawyer is lined up with a lot of clients, he may not be able to put in that much efforts. Hiring an experienced attorney that has a track record of winning cases is important. Attorneys that have just started out may charge a lower fee but there is a lower chance of hiring them. Some young attorneys also charge fairly cheap fees for the and they are also more willing to represent smaller cases.

It is important that you find a personal injury lawyer that is friendly and easy to get along since you are going to work with him for several months or years. This starts with carrying out an initial consultation with the attorney. Through the initial consultation, you will be able to evaluate your attorney carefully. The call should be answered immediately when you ring the law firm’s telephone number.

If the call is not immediately picked up, it may mean that the lawyer is busy or that he is not interested in handling your case. The lawyer must be polite when answering the call for the initial consultation. Usually, the initial consultation is free. You should avoid lawyers who charge administrative fees. In the face to face appointment, the lawyer must appear well groomed and the office must be organized. You should not be asked to wait for too long to be invited into the attorney’s room.

A good lawyer will be able to answer every question that you put forward promptly. In the initial consultation, the personal injury lawyer will advice you on how long your case will be settled. He will also advice you on whether the case must go to trial. Many personal injury lawyer work on contingency basis which means you don’t have to pay him any fee until the case is won.

Guide Editor Fri, 20 Jan 2017 21:38:11 -0500
How Will The Car Accident Attorney Actually Help You Out? Car accidents are truly unfortunate events that are very hard to deal with. You need to think about who will pay for all the damages that appeared and medical bills will only make everything a lot more complicated. In the event you were injured or are faced with property losses, it is vital you hire a Tampa auto accident lawyer. This is basically an expert that is going to do all that is necessary in order to help you recover money.

What most people do not know is that a car accident normally involves a long term process in order to deal with potential injuries and property damage. You are most likely going to have to receive some sort of compensation but insurance companies do not want you to get as much as is needed. Most of the lawyers simply work based on contingency basis. They will only make money if the claim is successful.

Things That Car Accident Attorneys Do For You

An attorney is going to initially review insurance policies in order to determine the coverage that is available. First party claims are made with insurance firms. Then, a communication line is set with other parties involved. A fair compensation is going to always be offered thanks to the work of the attorneys.

If you hire the professional, you gain access to so much knowledge about procedures and laws governing the situation you are faced with. Lawsuits will be filed on the behalf of the client and other party defences will be mitigated.

Car accident attorneys also talk with medical providers. This is important in order to assess all the injuries that appeared and the treatment costs. Such an assessment also includes how much money you are going to have to pay in future treatment costs.

The lawyers will organize absolutely all evidence that is relevant so that demand letters can be sent to insurance firms. In most cases people have no idea how to handle paperwork. Defense attorneys will do all that is needed to prepare a very good case. Only those that are really experienced will guarantee that the claim will be as high as possible.

When you do not work with a really good car accident attorney it is a certainty you will receive so much less than the amount you should. This is one thing that many do not actually know much about. What is really important is talking with someone that is experienced. These attorneys will help you be protected in front of the representatives of the insurance companies.

There are way too many cases in which people simply want to get rid of the problems they are faced with and will agree to the smaller insurance claim amounts that are offered at an initial phase of the process. Choose just the services of those that can really help you. Analyze success rates and never hire a car accident attorney you do not know too much about. That is definitely something vital for you.

Guide Editor Tue, 06 Dec 2016 08:45:58 -0500
Finding a Car Accident Attorney: What to Look For

Car accidents are a natural part of life in a busy country, and the United States is no exception to this matter. If you are living in the Utah area, you are probably going to experience a car accident at some point in your life. Even if you are a really careful driver, you may be the victim of someone else’s reckless driving. Sometimes we cannot predict what is going to happen on the road, especially in busy cities like Salt Lake City, but you can make sure you are prepared to deal with the aftermath of such incidents. When you experience a car wreck, what you will need to do is contact a top Salt Lake City car accident attorney for assistance.

Hiring a lawyer is important whether you are the person who caused the accident or not. If you are the person who is deemed to be responsible, you will need an attorney to make sure your rights and story is protected. The other party is going to come after you for money, whether it is through your pocket or your insurance company. You will also have the insurance company on your back, since you were the person at fault for the incident. However, an attorney can help you get a fair settlement with all the parties involved in the accident.

Even if you are not the person who caused the accident, you may need a lawyer. Some accidents are easy to handle after the incident, because the other party gives you their insurance documents and you are eventually compensated by their provider. But other cases are a little bit more complicated. Maybe the person does not have enough insurance to cover the damages you experienced. Maybe they were driving without insurance entirely. These things do happen, even in Utah! A lawyer will help you figure out who can get you the compensation you deserve, and how you are going to go about getting it.

When hiring an attorney to represent you in such situations, you need to find someone who has the necessary experience to get the job done. You need a lawyer who specializes in these cases, on both sides of the isle. For instance, you will want someone who has helped people who were at fault for the incident, and those who were not. When your attorney has this type of experience, they are fully aware of how these cases will play out on either side.

Speak with a few lawyers in your area, and make sure they are all highly rated. Read customer reviews about their service, and speak to them in person. Get a sense for whether they are going to prove helpful in your situation, or whether they are trying to push their own agenda. You want a lawyer who is fighting for you, not on some type of power trip. When you find the right attorney, they will be able to help you take your case against an insurance company or another individual forward.

Guide Editor Fri, 02 Dec 2016 09:56:05 -0500
Justice In The Medical World: How Healthcare Often Fails Us When we think of personal injury cases, rarely do we think of those who are supposed to help us get healthier. However, healthcare providers, from doctors to pharmaceutical companies, fail their duties with alarming regularity. If you’re worried that you’ve been injured by those who should be helping you recover from injury, you might be able to do something about it.

Image sourced by Pixabay


Over $3 billion was paid out in 2012 alone in medical malpractice payouts. The stats prove just how often it happens, but still there are thousands of people receiving substandard and harmful treatment without speaking up. If you’re concerned that you have been a victim of malpractice, the first thing to look at is your doctor’s or nurse’s standard of care. Not all negative consequences of a hospital visit count as the negligence required to prove an unacceptable standard of care. It’s a good idea to consult legal advisors to get a more experienced viewpoint on the matter.

Pharmaceutical defects

Many will recognize just how defective our current pharmaceutical system is. Besides skyrocketing prices and monopolizing, sometimes they even fail their most basic function. Putting a product that is safe to use on the market. There are recalls and violations in the production of medical drugs all the time. If you’ve suffered sideeffects or harmful effects that weren’t mentioned when you bought your medicine, you should look up any recalls or warnings. If you find your medication is dangerous, then you should get in touch with teams like Cogan and Power, PC.. You may be able to get the help you need in making sure those pharmaceutical companies are held accountable.

Defective devices

It’s not only pharmaceuticals that can cause unintended pain, either. There are all kinds of devices used to treat patients. From things as simple as crutches to expensive, invasive treatments like hip replacements. We rely a lot on the medical equipment we’re told will help us. However, defective medical equipment can cause accidents and even do internal damage. Sites like Drugwatch not only help identify dangerous pharmaceutical drugs but harmful medical devices as well. Again, the providers of these devices need to be held accountable.

Neglect and abuse

We should be even more careful when it comes to choosing who takes care of our loved ones. Whether it’s due to disability or age, a lot of us will need caregivers at some point. Yet, neglect and abuse in nursing homes is shockingly prevalent. The signs of neglect to someone who is unable to witness it are subtle. But you can identify it. It can be as simple as spotting failed duties. Unhygienic factors like untrimmed fingernails, for instance. Sudden loss of mobility or nutrition should also be taken very seriously. Contacting your local ombudsman program should be done as soon as you suspect neglect or abuse.

A lot of people have negative opinion of pursuing legal action after those who are supposed to provide care. But remember that we all rely on them. Without them being held to the right standards, millions of people in the future could be endangered. 

Guide Editor Thu, 01 Dec 2016 10:26:19 -0500
At Work - and In Danger? Learn More About Professional Accidents


Most of us don’t connect work with danger. Of course, that isn’t the way it used to be. A few decades ago, most of us would have had to have connected work with danger! But these days, a lot of us are in fairly safe jobs. (See: jobs where we sit down all day!)

But workplaces are always more dangerous than you think. We’re not trying to scare you out of going to work - you just need to be careful wherever you are! Otherwise, you may find yourself having to deal with an injury

Here are the most common causes of workplace injuries.  

Overexerting yourself

Overexertion can, of course, take place in pretty much any kind of business. You’ll probably think immediately of an industrial job. Even the strongest among us have a limit. If breaks and safety measures aren’t applied, a worker can strain themselves by doing too much heavy lifting. This, of course, is worth investigating as a personal injury at a legal level. Read more at


Many people might dismiss the idea of overexertion taking place in an office. After all, aren’t you sitting down all day? But if someone is put through enough mental exertion, it can result in severe physical problems. After all, stress is estimated to be the biggest contributor to death in the Western world. Read more about different types of exertion over at

Falling or flying objects

The risk of this seems a lot more prevalent and obvious in places like construction sites. It’s why hard hats have to be worn, after all. But it can affect an office, too. You might not think that flying objects would be that much of a problem in an office. But I can tell you that I’ve been in many an office where people started throwing paper airplanes or even firing NERF guns in the office. (If you think the typical office worker can’t engage in childish mischief such as this, you’re in denial!)

If someone is injured because of another employee’s misbehavior, then the site manager may be legally liable. After all, dangerous behavior needs to be stopped before someone gets hurt! You can read about respectful ways to discipline employees at



When companies think about falls, they tend to think about two different types of falls. One is called falls on same level and the other is falls to lower level. These should be pretty self-explanatory, I think! But it’s important not to assume that falls to a lower level are automatically more dangerous than falls on the same level. It can all depend on force and the peripheral objects involved, as well as the current health of the employee.

Falls on the same floor are the most common. It’s worth pointing out that this will be because they’re possible at any workplace, whereas falls to lower levels are not. Falls are often found in outside jobs or very active jobs. But falls are more common in offices than you may think. An open desk or file drawer can easily cause a fall, as can misplaced wires or loose carpeting. You can read more about slips, trips, and falls in offices at

Guide Editor Thu, 01 Dec 2016 07:01:00 -0500
Basics to Know About Utah Personal Injury Law

If you have been injured in a car accident, or someone else’s negligence caused you a serious injury, you need to talk to a lawyer and see if you are eligible to receive compensation. For those who live in Utah, talking with Salt Lake City personal injury attorney is the only way to go about dealing with your case. These lawyers have such a huge level of experience when it comes to personal injury cases, and their experience means you will get a favorable outcome during your settlement or trial.

But what else do you need to know about personal injuries and the law in Utah? For one, you must know that there is a statute of limitations that applies to these cases. If you have spent more than four years after the personal injury occurred without filing a case, you cannot file against the other party. This statute of limitations is there to protect other parties against malicious prosecution, where one party files a case because they want to hurt the other party, not because they are suffering financially after the personal injury incident.

Utah is an interesting state for personal injury cases, because they have a shared fault law that applies to a lot of these situations. In these cases, you may find that the court rules you were 50 percent at fault for the accident or incident that caused your personal injury. For example, the court may rule that you were not behaving 100 percent correctly while driving when your accident occurred. Having a 50 percent fault in the case does not mean the other party is exempt. It simply means they only have to pay you 50 percent of the compensation they would pay if they were found completely at fault.

On the surface, the 50 percent ruling is not viewed as favorable to those who seek compensation. But you can look at it on the flipside. In states where the 50 percent ruling is not present, you may have a higher burden of proof to get any compensation. But in Utah, you can get a decent level of compensation even if you were 50 percent at fault for the incident. It also means the other party is not ruined financially because of a compensation filing against them. it is a law that promotes fairness in these cases.

Utah has caps on some of the types of personal injury claims you can make. For example, you can only sue for up to $450,000 in medical malpractice cases. It is important to talk to your lawyer about the possibility of compensation caps in your specific case.

Another Utah specific law involves dog bites. If you were injured by a dog bite, but it was the first time the other party’s dog bit someone, the other party will not have to get rid of their dog or put it down. But they are still required to pay you compensation for any damage or suffering caused by the incident.

Guide Editor Sat, 24 Sep 2016 05:08:54 -0400
Personal Injury Attorneys Help You Enhance Compensation Claims Personal injuries that happen during car accidents can be really serious or really simple to deal with. No matter the situation, in the event you were not the party at fault, a compensation claim will have to be filed. The problem is that when you have a personal injury, determining the correct compensation amount will be difficult and a little subjective. What you should know is that when you go through the process without the help of a personal injury attorney you will end up with a smaller financial compensation.

It is very important to understand the fact that you will need help in this process. There are so many different ways in which the personal injury attorney will help you to receive a higher compensation amount. Here are the most important ones.

Negotiating Better Deals With Insurance Companies

What is not great to see is that the insurance companies will take advantage of the lack of knowledge that people have about accident claims. They will offer an initial amount for compensation that is normally so much lower than how high it should be.

When talking with the adjuster of the insurance company in the presence of your personal injury attorney, you have someone in your corner that is going to protect you. You will not end up having to deal with huge problems and it is a certainty that the insurance companies will offer higher compensation amounts as they know the attorney will know the law to a full extent.

Finding The Necessary Proof For The Injury Claim

When you want to receive an adequate amount for the claim, you will need to provide all the necessary documents. It is not that difficult to find the proof but you most likely have no idea what proof will be considered and what will not. As a simple example, if the injury causes you to not be able to work for 2 months, proof that would be useful includes the monthly pay slip.

Personal injury attorneys are going to always help you to get proof, will gather it for you and will present it in order to establish a financial compensation that is a lot higher than what you would get when that proof would not exist.

Helping You Gain Time

You will automatically get an insurance claim that will be a lot higher when you hire a personal injury attorney but you also get more money because the process will last a shorter time frame. These processes are quite complicated and any small mistake will postpone the process. The attorney helps you as you gain time. Time is money so that is definitely something you will appreciate.

Remember that there are always at least 2 parties involved in the accident. The party that is at fault will surely hire an attorney. It is quite hard to deal with the situation if you do not have an attorney in your corner. Because of this, the last thing you should know is that you need to have an attorney hired whenever the other party has one.

Guide Editor Wed, 31 Aug 2016 04:19:34 -0400
Personal Injury Cases: 3 Do's and Don'ts

Going through a personal injury case is always a challenging time. Not only are you suffering physically, but you are probably suffering financially too. Whether it is because of missed time at work, or because you have medical bills piling up, you are going to feel the financial pressure after these injury setbacks. But one way to alleviate the financial burden of a personal injury is by seeking the compensation you deserve from the party who caused your injury. Whether it is because of another person or establishment’s negligence, it is important to talk with Racine Olson Injury Lawyers in Idaho and get the compensation you deserve. Here are three dos and don’ts regarding personal injuries:


  • Make sure you exchange insurance information with the other party, especially if you were involved in a car accident. Instead of getting angry at the other party for their mistake, talk to them calmly and ask them to trade insurance details immediately. If they do not have insurance, take their personal information or get a picture of their driver’s license so you can contact them regarding compensation.
  • Take as many pictures of the accident as possible. Take pictures of yourself after the accident, the incident where the accident happened and any other damaged that occurred. For example, a car accident means your car was probably damaged too. The more photographic evidence you have of damages, the better chances of getting a good compensation payout.
  • Report the incident to the relevant authorities or organizations. If you were assaulted or someone’s negligence caused you physical harm, you may want to involve the police. If you were in a car accident, you must contact the insurance companies so they can sort through the paperwork regarding your claim. If you feel your case is going to get complicated, call a personal injury lawyer and talk to them about your case.


  • Delay your medical treatment. If you have injuries, get yourself checked immediately. If you wait a week before going to the doctor, your claim of medical distress sounds disingenuous, because the other party can say you were not sick enough to need to go to the doctor for a whole week!
  • Never exaggerate things when you are dealing with a personal injury case. The more you lie, the less believable you become when you start to tell the truth. Whether you are dealing with negotiations between both parties, or your case has gone to trial, you must never exaggerate your injuries or the incident. If you are 100 percent honest, it gives the other party much less room to attack you.
  • Waste time when it comes to hiring an attorney. If things go smoothly in the first few days, you can probably avoid hiring a lawyer. But if you have the slightest inclination that the other party, or their insurance company, is attempting to get away without paying you what you deserve, go speak to a lawyer and have them take over your case.
Guide Editor Mon, 08 Aug 2016 09:50:05 -0400
Useful Tips in Choosing the Best Bankruptcy Attorney Bankruptcy is a complicated case so you have to do extensive research in order to find the right lawyer. You will want to find a bankruptcy attorney that is willing to understand your situation. Bankruptcy is a difficult financial situation so it is important that the attorney is express sympathy towards you. You want to hire a lawyer that is interested in finding out what lead you to file for the bankruptcy. Yo must make sure that you are comfortable in speaking with the lawyer. You must ask a lot of probing questions to express his interests in learning about your situation.

A real lawyer will always discuss about alternatives that you can take to resolve your financial problems. There are two types of bankruptcy including Chapter 7 bankruptcy where all your debts are completely canceled and chapter 13 bankruptcy where a part of your debt is canceled and you have to pay the remaining debt in a court supervised installment. Chapter 13 bankruptcy is ideal for people who have enough income to repay the remaining debt.

To learn more about the background of the bankruptcy attorney, you are advised to visit the bankruptcy attorney’s website and click through each of the link. On the attorney’s website, you should be able to find out information such as his education background, the area he is specialized in and certification and the year the law firm was founded. Bankruptcy is a complex situation and it is necessary that the attorney you hire is specialized in bankruptcy.

Many attorneys that are not specialized in the bankruptcy field try to take bankruptcy case when they don’t have the skill because they want to make more money. You can ask the attorney about the number of bankruptcy cases he filed. An attorney who file a lot of cases every month will be more familiar with the local bankruptcy trustee and procedure for filling the case. You don’t need to hire a lawyer with that much experience if you are filing for a Chapter 7 bankruptcy. Hiring a lawyer with lots of experience is a must if you have a complex Chapter 13 bankruptcy.

The lawyer must let you know all the risks that you will face in your bankruptcy case. In this way, you can decide for yourself whether filling for bankruptcy is the best option. This also allows you to assess the lawyer’s knowledge in handling bankruptcy cases. Some law firms are represented by one or two lawyers while others outsource to other lawyers. Some law firms file a lot of bankruptcy cases but they offer incompetent service. It is important that the lawyer is willing to go into the court with you to help you resolve the bankruptcy case.

In addition, you should check with the attorney to find out whether he will be preparing the paperwork. There are some lawyers that hire paralegals to prepare the paperwork. It is best to hire a lawyer that will prepare the paperwork instead of choosing a lawyer that will outsource the preparation of the paperwork to paralegals.

Guide Editor Sat, 09 Jul 2016 22:36:02 -0400
Car Accidents: The Essential Steps You Must Take We all know that driving on public roads can be a dangerous affair. The truth is, hundreds of thousands of people are injured every year in road traffic accidents. It is an unfortunate fact that it is likely you will be in a car accident at some point in your life. With any luck, you won’t get hurt when that happens. However, if you do, then there are steps that you should take. Being injured in a road accident is no trifling incident. If it does happen to you, the number one priority is the safety of everyone at the scene. At the end of the day, ensuring everybody is okay should always take top priority. That being said, there are some steps you should take if you have been in a car accident. Let’s take a look at what those might be.



Inform The Services

The first step that should be taken is to call the emergency services. If there is anyone at the scene who will require an ambulance, then that is the first thing to do. If you are not in a position to call for an ambulance yourself, then make sure someone else does. At the same time, somebody present should call the police. Sometimes the ambulance service will inform the authorities, but you should do so too regardless. If nothing else, this might help your claim, should you choose to make one.

Search For A Lawyer

Away from the scene of the incident, it is time to start thinking about any follow-up actions you might like to take. Depending on what exactly happened, it is possible that you are considering hiring a lawyer. If you feel that the incident was not your fault, and you have been injured, then hiring a lawyer might be your best bet. After all, it is possible that you are owed some compensation. Remember that there are many kinds of lawyer, and you should look for one that is appropriate. If you have suffered an injury to your spinal column, for example, then look into hiring a spinal cord attorney. The more specialised your attorney is to your situation, the better.

Tell Your Insurer

With any luck, you are insured to drive your car. When you have had a car accident, it is vital that you tell your insurance provider. This is for a number of reasons. The most obvious is that you might want to make a claim. If you do decide to, then it will help your case hugely if you had informed them about the incident as soon as possible. If you are in a position to do so, it might even be worth informing them while you are still at the scene. Of course, only do this if it is safe to do so.

Tell Your Doctor

One last note: you should always tell your general practitioner if anything like this happens. It is beneficial for them to have any injuries you have sustained on file. But don’t worry about rushing this: you can tell them at your earliest convenience, once you have recovered.

Guide Editor Wed, 22 Jun 2016 07:14:20 -0400